Pushing Your Money Further : Smart Steps to Borrowing a Student Loan

The population of college enrollees in the United States has consistently risen over past years, and is slated to rise even further for the foreseeable future. Despite postsecondary education being so wildly popular in America, with plenty of graduates giving back to their alma maters, communities, and overall economy of our great nation, students are collectively taking out exorbitant sums of debt for schooling.

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Where and How to Cut Corners in Your Monthly Budget

The biggest single challenge that most people face when sorting through their personal finances is determining a monthly budget. Whether it’s setting aside money for bills, food shopping, savings, etc., it can get pretty hectic when everything starts adding up. However, this guide should be able to help you cut corners in your budget when you need to, while still setting aside money for necessary spending in the meantime.

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Best Way to Invest $1000?

If you have $1,000 to invest, your first step should be related to money management, and this means making sure that you could handle taking a loss on this amount without affecting your personal finances. Investment capital should never come from savings; if you do not have reserves at the moment, you should put $1,000 towards building a cushion that will pay for your household expenses for the next three months.

With the above in mind, you should not feel constrained by the amount you have on hand. If you are new to investing, you should feel confident that this is enough to get started. You may initially feel attracted to investing in equity securities; this is known as the siren call of Wall Street, but you should first consider commission costs that average $7 per trade. Assuming that you take 10 diversified positions, you would start your investment journey down $50. Instead of jumping headlong into stocks, here are few options for you to consider:

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Money Hacks to Help Extend Your Proceeds

Learning how to properly manage your finances can make your life easier. Although money may not buy happiness, it can ease your fears about being able to take care of your family.

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Career vs Job: How to Find Your Passion

A career versus a job, there is a difference. A job is what you do to earn money. A career is earning money while doing what you love, your passion. Think of Bill Gates, Oprah Winfrey, Walt Disney, Steve Jobs and Mark Zuckerberg they turned their passion into a career. The question is, how do find your passion? Larry Smith and Deena Varshavskaya offer two different perspectives on finding your passion.

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